Friday, 10 February 2017

Bankers are not like vampires
I know there are animals that sucker blood from other ones, but I didn´t know that there are vampires that they give their blood to others.
According to a research this vampire remember the friend which lend it some drops of blood conditioned to return the same amount if the case is the other way round. If this is real, we are talking about a transaction, a business deal so: a vampire was the first moneylender!
Yuval N. Harari, in his already quoted book Homo Deus…(p.228)says the thing that move the development and progress is to believe in the credit, the bank credit. He bases his idea relying on three principal reasons.
First. We must consume more in order to be happy. To this reason I have a short story I read or heard I can´t remember it and was, more or less, just like that: a rich man on vacation went to a remote little village on the seashore –this man wanted to relax and forgets for a while all about his business-, he need at least a week to rest. The following day of arriving, when he was cutting loose on the sand, he saw a little boat unloading a hamper of fish. Suddenly, the rich man –he couldn´t repress his natural behavior for the trade- asked the fisherman what he was going to do with the catch. The old man answered him “I´m going to sell it and after to eat and have a doze”. The rich man advised him “if you come back to the sea and catch other humper you would have money enough to buy a bigger boat”. The fisherman asked why and the bloke answered “with a bigger boat you could catch more fish and then you would have much money to buy other bigger boat”, “why?” asked the old man again. “If you have a lot of money you had employees, you will be a businessman as me and you could enjoy one, maybe two weeks at the beach”. It was then that the old fisherman, didn´t bat an eyelid, said: that is what I do all the year.
I´m sure you knew this story.
Second. Mr Harari says as long as the humanity goes on multiply the economic increase is inevitable. India´s case is adjuncted by the author as example. However, I think there are many tools to improve the Indian situation like education, birth control and, of course, children adoption, among others.
Third. Our writer claims that as the cake doesn´t grow is very very dangerous to take away from the rich and give it to the poor; but I´m convinced this could be done even if you have to piss off the first ones.
On the other hand, while a politician, a politinker or bankitician -it depends on the direction of the revolving door- speaks of the middle class makes me nervous. When the smart guy says he´s going to cut back here or there to benefit the middle class, it´s telling me that the lower class will be fucked and the upper class will barely find out. Thus, for these bankiticians, the at least three social classes are inherent and nourish free market capitalism and this fucks me.
Besides classes, casino capitalism, savage capitalism puts on weight putting in the head of people that must sacrifice what can slow down economic growth as traditions, the memory of your forebears or the ecologic harmony.
In other chapter, Mr Harari introduces us the “Zero-sum game”. He says that, fortunately, Humanity has lost the fear to the risk and investment cos has left believing in that “if you win, I loss” and trusts root and branch in this truth of capitalism “we both win”.
Using an example pulled out from nature he speaks of grass, rabbits and foxes. He makes a chain: grass → rabbit → fox that adds zero and says that way they will not progress cos they do not risk eating more than right for them. He tells us that in this case the sum of these three algorithms is zero.
I can confirme that cos when my chum and I did the job, the baker became 158 quids poorer and we were 79 quids richer and this changed at the moment I sit my fucking bum on the baker´s backyard wall.
I´m a zero-sum enthusiast, that´s why. I think what there is is what there is and we can take advantage of it without having faith –as I once heard a minister of economy- in money. Faith in money!
In spite of the brain of a gnat can be bigger than mine one, in spite of going little time to the school where I learnt to read but scarcely writing –father had to pay for it and we were six-, my old teacher would be astonished if he could see this equation:
O(d-nd)+ T(wd-wnd)= 0
Being O Mr Obama.
d is things he did; nd is things he didn´t.
T is Mr Trump.
wd is things he will do, wnd is things he won´t do.
Naturally, I believe in growth and progress, not only of things you can see and hear but also things inside of guys like you and me. But it pisses me a lot when a mayor spends the money on something that next mayor is going to bring down cos it was not well projected from beginning or because it was going to run the dosh from one pocket to another.
In my opinion, taxpayers´ money should not be fused in to unnecessary activities.
But back to the vampires.
Vampires do not charge interest. I lent you ten milliliters of blood, you give me ten milliliters as well. Yet the bankers do not get along with ten. If they lend 10, they want 12, 14 or 20. It depends on the bank´s ethics.
That´s why bankers are not like vampires.

From my Borstal.
LDR



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